Insurance for the Weirdest Things

By Jill Branham


The entire idea of insurance is to protect and cover folks or their property for any monetary expenses coming from unfortunate events, accidents and accidents. Insurance are commonly placed on things of value such as the person itself, a love one and just about anything vital. Insurance corporations work out the "risk" factor or the possibility such mishaps may happen on the subject to be insured to get the cost of the insurance.

However , since insurance has become an established system in modern society, there are a lot of weird things for which people have purchased insurance. These are some of the weirdest things that are insured today.

Most Weirdly Insured Body Parts. Though people like pro musicians, especially piano players insure their hands as it is their greatest asset to their careers. A number of these pianists have their hands insured for a huge 7-digit amount.

Body Hair. Yet, Tom Jones felt that his musical success came not just from his unique and popular voice but from the power springing from his manly chest hair. Because of that, he had it insured for $7 million, which is not bad for collection of body hair.

Taste receptors. Another interesting body part that was insured was the tasting palate of Egon Ronay, a well known wine taster. His taste buds were so imperative to his special career that an insurance company covered any misfortunes than can happen to his valuable palate. Accidents include injuries due to tasting bad wine, burning from drinking hot drinks and many more diabolical events that can befall on a person's taste buds.

Most Weird Insurance Policies. An insurance policy is the terms and conditions of the insurance contract. All the details that the insurance owner ought to know are stated here, ranging insurance costs, premiums, coverage and many more. Nevertheless some insurance holders have policies that are simply weird.

Protection against Kidnapping. Though this is often a logical thing for characters, however some insurance companies are providing an insurance policy that covered kidnapping, not by criminals but by aliens. Yes, for many of us today, the threat of space terrorism coming from these alien criminal organizations has inspired many to buy such policies for their safety. Many insurance corporations are glad to cater the requirements of people needing to be shielded from aliens. One must only provide proof of abduction when filing a claim, a ransom note from aliens is satisfactory.

Protection against forces beyond one's control. Though most policies are really strict in covering misfortunes due to "force majeure", the Royal Falcon Hotel in Britain have insurance policies for each worker and customers from incapacity and death occasioned by the wild forces from ghosts and poltergeists. Folks living in that hotel can safely and relaxed sleep in their cozy rooms realizing that in the eventuality of a non secular mauling from uncontrollable mystical beings, someone will pay for hospitalizing and probable psychological recuperation.

As well as this, there additionally are unusual protection clauses like policies from the approaching threat from asteroid hits, covering the threat of staff leaving when winning the lottery and many more strange events that will occur in this weird and wonderful world.




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